KYC Operations Analyst 1 – C09
Citi — Mumbai, Maharashtra
₹3.5–9 LPA (HireSetu estimate) · 0–2 yrs exp · Freshers eligible · Full-time · remote · Apply by 30 Nov 2026
HireSetu listing reference f8f413 — confirm requirements below, then apply on the employer site.
Quick answer: An entry-level seat on Citi's Business KYC team in Mumbai, working UK hours from a remote setup. A bachelor's degree is the stated bar; prior KYC or compliance experience is preferred, which leaves the door open for freshers who can read the work.
From Citi's job posting
The KYC Operations Analyst 1 is an entry-level position responsible for participating in Anti-Money Laundering (AML) monitoring, governance, oversight and regulatory reporting activities in coordination with the Compliance and Control team. The overall objective of this role is to assist in the development and management of a dedicated internal KYC (Know Your Client) program at Citi.
Responsibilities
- Partner with Relationship Management and Compliance teams to assist with the preparation, development, due diligence and approval of the electronic Know Your Client (KYC) record and supporting appendices
- Create and maintain KYC records by obtaining information from internal and external sources (firm website, regulatory websites, etc.)
- Partner with Relationship Management and Compliance teams to update system information from initiation to approval of KYC record and report workflow progress to supervisor
- Validate the information within KYC records and Customer Identification Program (CIP) documents to ensure completion and accuracy
- Ensure KYC records incorporate local regulatory requirements / Global Business Support Unit (BSU) Standards
- Maintain BSU tool
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications
- Previous relevant experience preferred
Education
- Bachelor's degree/University degree or equivalent experience
Working hours - UK time zone
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Most Relevant Skills
Business Acumen, Credible Challenge, Laws and Regulations, Management Reporting, Policy and Procedure, Program Management, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Text from Citi's official job posting, formatted by HireSetu. The employer's own page is the final word on details.
HireSetu's note
The degree is the bar, the KYC background is a bonus
The only firm requirement in the posting is a bachelor's degree or equivalent experience. Everything else, including relevant KYC work, sits under preferred. That's a low wall for a bank ops listing, and Analyst 1 is the rung where people enter.
Don't read entry-level as light. C09 is Citi's internal grade for this seat, and the responsibilities assume you'll be the one chasing missing documents, validating CIP records and flagging when something in a file doesn't add up. An internship in banking ops, compliance or any back-office process role belongs near the top of your CV.
UK hours from a Mumbai desk
The working hours are UK time, which from Mumbai lands in the afternoon and evening IST, sliding by an hour when British Summer Time starts and ends. Before you apply, work out what a 2pm to 11pm stretch does to your commute, meals and home life. That timing doesn't move back for you.
The posting is marked remote with a Mumbai location. Ask whether it's fully remote with occasional office days or a hybrid roster, and whether you must be based in Mumbai to be hired at all. The answer changes your rent maths.
Groundwork worth doing first
KYC comes down to knowing who the client is, where the money came from, and whether the paperwork supports both. Refresh customer due diligence, enhanced due diligence, PEP and sanctions screening, risk ratings and what triggers an escalation. CIP appears in the responsibilities and is the identity verification side of the same job.
One phrase in the skills list deserves proper attention: credible challenge. In an AML team it means pushing back when a relationship manager's explanation for a document doesn't hold. Have one story of questioning something and how the pushback went.
Where the ladder goes
Two years here builds something portable: reading documents across jurisdictions, running a KYC file from initiation to approval, and understanding how regulators think. From Analyst 1, people move to Analyst 2 or a quality control seat, then team lead, or sideways into sanctions screening, financial crime compliance or advisory at another bank.
It's a narrow ladder, and the ones who climb it fastest learn the local regulatory rules properly instead of just the BSU tool.
Drafted with AI from Citi's job posting and checked by Prashanth Jakkula before publishing. See our Editorial Policy.
How to apply
- Open Citi's careers site with the Apply button.
- Create a Workday account for Citi. Workday logins are separate for every company, so an account made for another employer won't work here.
- Upload your resume and check every auto-filled field; Workday often misreads dates and job titles.
- Answer the screening questions, submit, and look for the confirmation email from Workday.
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