Analyst

HireSetu's note

The background that fits

The degree is standard, B.Com or M.Com in accounting. What narrows the field is the must-have list: reporting, quality audits and trainings. Those are tasks you pick up after running an AR desk for a while. EXL prefers two to three years of receivables experience, and insurance accounting is the domain. A fresh graduate with only coursework will find the audit and training duties hard to talk about. If you have a year or so in AR, even outside insurance, the cash application and suspense work will be familiar. Spend a weekend on insurance finance basics: premiums, claims, broker payments, and how they hit the receivables ledger.

The weekly rhythm

Expect a steady cycle: apply cash, clear suspense items, follow up on collections, and update SOPs when a process changes. Cash suspense is the pile of payments that don't match an invoice or policy, and tracing them takes up a good chunk of the week. Insurance finance adds another layer: reconciling premiums, claims and broker payments across large volumes. The process improvement part is written into the job description, so you're expected to spot steps that cause rework and suggest fixes. Kochi onsite means you're in the office with the team, which helps when you need to chase a payment or a process change. Ask how many accounts or entities one analyst handles, since that decides how heavy the suspense queue gets.

Drafted with AI from EXL's job posting and checked by Prashanth Jakkula before publishing. See our Editorial Policy.