Credit Underwriter - Director

Citi — Mumbai Maharashtra India

The Underwriter role is responsible for underwriting, closing and securitizing loans in coordination with the investment banking team. The overall objective is to finance new construction and the preservation of affordable and workforce rental housing, as well as office, retail, warehouse/industrial, multifamily, hotel, and self-storage properties for Citigroup. Responsibilities: Create written and oral work products to test the financial feasibility and credit worthiness of loan forwards, permanent loans, and permanent loan conversions. Review due diligence and prepare internal committee packages for approval, as well as, credit submissions required for the sale of the loans to Bond Investors and for Rating Agencies. Process transactions through internal systems to ensure regulatory requirements. Manage communications among a diverse mix of internal and external participants. Understand and analyze different local and national real estate markets. Travel to markets throughout the United States to conduct site inspections, meet with internal and external clients, and participate in training opportunities. Conduct analysis on firm special projects as needed. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards. Qualifications: 15+ years of experience, including 8-10+ years' managerial experience Individual must have excellent communication, organizational and interpersonal skills. Individual must work well under tight deadlines, manage priorities, and complete a

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